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Our client feedback are very important to us. We strive to always give the highest quality of service and support and to do that we listen to what our customers are saying.

Down Payment options starting at just 3% on Home Purchase!

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We deliver the absolute best lending experience and mortgage rates through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage, there are hundreds of types of mortgages and refinancing loan options available, each with their own qualification and terms. Luckily, you don’t have to face it alone. We understand that there is no one size fits all solution to home financing.

We offer the following loan programs:

  • FHA
  • VA
  • USDA
  • Jumbo
  • Conventional
  • HomePath
Happy Customers

1000+ Clients assisted with home financing.

Ready to purchase your home?

Our services are best for home buyers, real estate buyers/sellers, real estate agents and investors.

Refinancing or Renovating?

We can help you with that, too!

We offer a wide range of refinance and renovation loan options, designed to best meet the needs of local borrowers. If you’re looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

  • FHA Streamline
  • FHA Cash Out
  • VA Streamline
  • VA Cash Out
  • USDA Streamline
  • HELOC
  • HARP
  • Jumbo

Understanding Mortgages

The 3 common types of mortgages.

Conventional

A conventional mortgage is a home loan that isn’t backed by a government agency, such as the FHA or VA. Conventional mortgages often meet the down payment and income requirements set by Fannie Mae and Freddie Mac, and they often conform to the loan limits set by the Federal Housing Finance Administration (FHFA).

FHA

An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA). Designed for low-to-moderate-income borrowers, FHA loans require a lower minimum down payments and credit scores than many conventional loans.

VA

A VA loan is a mortgage loan available through a program established by the United States Department of Veterans Affairs (previously the Veterans Administration). The VA sets the qualifying standards, dictates the terms of the mortgages offered and guarantees a portion of the loan, but doesn’t actually offer the financing. VA home loans are provided by private lenders, such as banks and mortgage companies, instead.

It's important to understand mortgages.

The Sun Is Shining on Sellers This Summer

By Chris DMello • 14 May, 2024
If your needs have changed, now’s a great time to sell and get the features you want most. Many buyers are eager to move between the school years, so you may see a faster sale, multiple offers , a higher final sales price , and more. If you want to get your house ready for a summer listing, let’s connect .

How Buying or Selling a Home Benefits Your Community

By Chris DMello • 09 May, 2024
If you're thinking of buying or selling a house, it's important to know it doesn't just impact you—it helps out the local economy and your community, too. Every year, the National Association of Realtors (NAR) puts out a report that breaks down the financial impact that comes from people buying and selling homes (see visual below): 

Builders Are Building Smaller Homes

By Chris DMello • 07 May, 2024
Having a hard time finding a home in your budget? ​ Builders may have a solution that can help. Builders are shifting their attention to what buyers want most right now – smaller , more affordable homes. If you want to see what’s available locally and in other areas nearby, let’s connect and explore your options together.
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